What Does TPD Mean? ‘TPD’ stands for ‘Total and Permanent Disability’. It refers to a type of insurance cover that pays you a lump sum benefit if you can no longer work due to an illness or injury. Those who find themselves in this situation may ask, ‘what does TPD stand for?’ A better question, […]
Outside of the insurance industry, TPD definition changes receive very little attention. That’s unfortunate, because changes in how Total and Permanent Disability is defined can have a major impact on one’s eligibility for a TPD payout. In recent years, several of Australia’s largest superannuation funds have added a retraining clause to their definition of TPD. […]
Living with chronic pain can be extremely difficult. Relief is often elusive because the underlying cause is unknown or resistant to regular treatment. Individuals who are unable to work due to persistent pain may be able to apply for TPD chronic pain claims. TPD Compensation Lawyers take an individualised approach to every claim. We strive […]
Total and Permanent Disability (TPD) is a one-off lump sum payable to individuals who are forced to cease working due to severe illness or injury. Unfortunately, over 15% of TPD claims are rejected. TPD disputes can be difficult, which is why it is important to have an experienced lawyer representing you. At TPD Compensation Lawyers, […]
Yes, it can be difficult to get a TPD payout. The criteria for Total and Permanent Disability (TPD) can be hard to meet, and insurers don’t always play fair. If you’re asking ‘is TPD hard to get?’, it is in your best interest to speak with a knowledgeable lawyer as soon as possible. At TPD […]
Bipolar disorder is a debilitating mental health condition that can have a profound effect on your ability to work and day-to-day functioning. A knowledgeable Total and Permanent Disability (TPD) lawyer can determine whether you have a TPD claim for bipolar disorder. At TPD Compensation Lawyers, we specialise in a wide range of TPD claims for […]
If you have injuries or medical conditions that cause a Total and Permanent Disability (TPD), there are numerous benefits to engaging a TPD lawyer to help you through the claims process. Whilst you are not legally required to have a lawyer handle your claim, there are many advantages to entrusting the matter to a skilled […]
People may develop post-traumatic stress disorder (PTSD) after witnessing or experiencing a traumatic event. This condition can have long-term, adverse effects on multiple areas of your life—including your ability to make a living. If you are unable to work due to post-traumatic stress disorder, you may be able to make a PTSD TPD claim. It […]
As a rule, TPD payments are made only once to a person with a Total and Permanent Disability. The payout comes from superannuation and/or other insurance cover. Meanwhile, DSP payments are made by Centrelink to individuals who qualify for Disability Support Pension. You may qualify for a Total and Permanent Disability entitlement as well as […]
Mental health claims account for a significant number of Total and Permanent Disability (TPD) applications. Unfortunately, TPD insurers often try to minimise mental illnesses and deny claimants the compensation they are due. That is why you need an experienced lawyer to make a successful TPD claim for mental health. People with severe mental health issues […]