The most common TPD claims encompass a wide range of medical conditions and injuries that can leave you unable to work. Without legal guidance, it can be difficult to know whether you are entitled to a TPD lump sum payment. Our lawyers can help. TPD Compensation Lawyers have extensive experience helping people throughout Australia lodge […]
Total and Permanent Disability insurance pays a lump sum benefit if it can be shown that an injury or medical condition has left you totally and permanently disabled. The definition of Total and Permanent Disability (or TPD) varies by insurer. In reviewing your Total and Permanent Disability insurance policy, TPD may be defined in one […]
The TPD claim time limit varies. Most superannuation policies require you to be unable to work for a minimum amount of time before you can apply for a Total and Permanent Disability (TPD) benefit. This is known as the waiting period, and it is usually anywhere from three to six months. As a rule, there […]
You may be entitled to TPD for depression if you can demonstrate that the condition prevents you from working. Although mental illnesses account for a significant portion of claims for Total and Permanent Disability (TPD), it can be difficult to recover the benefit for depression. TPD Compensation Lawyers are committed to maximising your entitlement. Our lawyers will thoroughly […]
As a general rule, a lump sum TPD payout is only awarded once it is determined that an illness or injury completely precludes you from work. In effect, the name of the benefit says it all: Total and Permanent Disability. In most instances, super insurers will only pay up if the disability is complete (i.e., total) and permanent (i.e., you […]
The majority of Australians are covered by TPD insurance. Most people have Total and Permanent Disability cover through their employer’s super insurance, although it may also be purchased individually as part of life insurance or a different type of cover. Both TPD insurance and a separate policy known as income protection insurance help you protect […]