Any vs own occupation TPD is a very important distinction. If a Total and Permanent Disability (TPD) renders you unable to work, the type of cover you have will determine your eligibility for a lump sum payment. TPD Compensation Lawyers will thoroughly review your insurance policy. We will explain any vs own occupation TPD and […]
The majority of TPD claims are made through superannuation insurance. People are often concerned that a TPD payout from a superannuation fund will reduce the balance in their super account. Thankfully, this isn’t the case. In fact, because TPD compensation is paid to your super account, it will actually increase the balance. Most people don’t […]
Wondering how trauma insurance differs from TPD cover? You’re not alone. Despite some superficial similarities, TPD and trauma insurance serve different purposes. Understanding trauma insurance vs TPD is essential when exploring your right to disability compensation. TPD Compensation Lawyers can evaluate your super insurance and other benefits to determine what entitlements you may have. Our […]
Making a TPD claim for cancer comes with a number of different challenges. Knowledgeable legal counsel is a must for proving your right to Total and Permanent Disability (TPD) compensation and maximising your entitlement. Living with cancer is extremely difficult. Both the symptoms and the treatments can have an enormous impact on your day-to-day life […]
Whether you need Total and Permanent Disability insurance depends on several different factors. The main question you have to answer is: Do you have the financial resources to support yourself and your family if you become seriously ill or disabled? Most people would answer ‘No.’ For this reason, the majority of people benefit from having […]
The percentage of successful TPD claims varies by the source. But one thing is clear: The importance of retaining a knowledgeable TPD lawyer cannot be overstated. When you obtain legal counsel to handle your TPD claim, the likelihood of success increases dramatically. An experienced lawyer knows how to prepare your application, navigate disputes, and obtain […]
Obtaining a TPD payout can make an enormous difference in the lives of disabled persons. Total and Permanent Disability compensation can provide short- and long-term financial relief. We’ve written about the process of claiming TPD and what it takes for a payout to be approved. It is just as important to know what options you […]
TPD and Centrelink are two ways disabled Australians can receive financial support. People receiving a Disability Support Pension are often concerned that a TPD payout may negatively affect their fortnightly Centrelink payments. At TPD Compensation Lawyers, we consider it our duty to educate people on the ins and outs of Total and Permanent Disability claims. […]
It is not uncommon for people to have multiple TPD policies. UniSuper reports that approximately 4 million Australians have more than one super account. Total and Permanent Disability (TPD) is often included in superannuation insurance by default. It stands to reason, then, that a significant portion of Aussies would have recourse to more than one […]
Yes. In fact, you can only lodge a TPD claim if a disability completely prevents you from working. ‘TPD’ stands for ‘Total and Permanent Disability’. Generally speaking, individuals are only considered totally and permanently disabled if they are (a) not working due to an injury or (b) too sick to work. But this raises another […]
