You may have a viable TPD claim for arthritis if chronic joint pain, swelling, and stiffness prevent you from working. The best way to find out if you are entitled to TPD is to speak with an experienced lawyer. TPD Compensation Lawyers represent clients in a wide range of Total and Permanent Disability matters, including […]
You may be able to make a TPD claim for back injury if you suffer significant pain, immobility, and other issues that impact your employment. Many Australians are unaware of their entitlement to Total and Permanent Disability (TPD) coverage for a back injury. If you have suffered a back injury that affects your ability to […]
One of the most common questions we get is, ‘how long does a TPD claim take?’ As specialist lawyers, we have seen claims for Total and Permanent Disability insurance take anywhere from a few months to more than a year to resolve. The best way to find out how long your TPD claim might take […]
If your TPD claim is rejected, it is important not to lose hope. Super insurers often deny first-time claims, and a rejection is not the final word on your right to Total and Permanent Disability compensation. TPD Compensation Lawyers can discuss your options if you receive notice of rejection. Appealing the denial of your benefit […]
The most common TPD claims encompass a wide range of medical conditions and injuries that can leave you unable to work. Without legal guidance, it can be difficult to know whether you are entitled to a TPD lump sum payment. Our lawyers can help. TPD Compensation Lawyers have extensive experience helping people throughout Australia lodge […]
Total and Permanent Disability insurance pays a lump sum benefit if it can be shown that an injury or medical condition has left you totally and permanently disabled. The definition of Total and Permanent Disability (or TPD) varies by insurer. In reviewing your Total and Permanent Disability insurance policy, TPD may be defined in one […]
The TPD claim time limit varies. Most superannuation policies require you to be unable to work for a minimum amount of time before you can apply for a Total and Permanent Disability (TPD) benefit. This is known as the waiting period, and it is usually anywhere from three to six months. As a rule, there […]
You may be entitled to TPD for depression if you can demonstrate that the condition prevents you from working. Although mental illnesses account for a significant portion of claims for Total and Permanent Disability (TPD), it can be difficult to recover the benefit for depression. TPD Compensation Lawyers are committed to maximising your entitlement. Our lawyers will thoroughly […]
As a general rule, a lump sum TPD payout is only awarded once it is determined that an illness or injury completely precludes you from work. In effect, the name of the benefit says it all: Total and Permanent Disability. In most instances, super insurers will only pay up if the disability is complete (i.e., total) and permanent (i.e., you […]
The majority of Australians are covered by TPD insurance. Most people have Total and Permanent Disability cover through their employer’s super insurance, although it may also be purchased individually as part of life insurance or a different type of cover. Both TPD insurance and a separate policy known as income protection insurance help you protect […]